FEMA Elevation Certificates

In order to determine your proper insurance rate, all insurance companies will require that property owners in the updated flood plain obtain a new FEMA Elevation Certificate by a licensed land surveyor or engineer. Whether you are buying a new home or simply refinancing an existing mortgage, the lender may ask you to provide an Elevation Certificate.

The Elevation Certificate is an important administrative tool of the National Flood Insurance Program (NFIP). It is to be used to provide elevation information necessary to ensure compliance with community floodplain management ordinances, to determine the proper insurance premium rate, and to support a request for a Letter of Map Amendment (LOMA) or Letter of Map Revision based on fill (LOMR-F).